Introducing buy now, pay later with Shop Pay

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments.* Your first payment is due when you make your purchase

How Shop Pay Installments works: 


1. Add Brilliant items to your cart

2. Check out by clicking on Shop Pay

3. Go thru the checkout process and select the option to Pay in Installments

Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don’t worry, you’ll get an email reminder before each payment is due.

If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:

• A smaller payment balance on the final payment

• Less future payments on the remaining loan balance

If your refund amount is more than the remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method within 3 - 10 business days. 



If you paid for an order in monthly payments, then you won’t be refunded the paid interest. Interes is the cost of borrowing, and is not refundable.

Are there late fees?

The installments option on Shop Pay is available on debit and credit cards. Capital One cards aren’t accepted. If you choose a monthly payment option, then you can only pay with a debit card.

For questions about installment payments on Shop Pay visit: shoppay.affirm.com